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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

7 Mistakes Small Business Owners Make When Filing Claims

As a small business owner, you have consistently paid your insurance premiums. When the time comes to file a claim, it can be a shock to have your claim denied and be forced to pay out of pocket – especially when you believed you were covered. These are the most common mistakes small business owners make: Failed to Understand Covered Perils Insurance policies cover specific...

6 Tips to Prepare for Power Outages

We rely on electricity to stay warm, keep our homes illuminated, cook, heat or pump water, and to keep us entertained on our TVs and other devices. A power outage can be a short-term annoyance or last for days. It is worthwhile, with weather systems changing, to have a plan in place, so your family stays safe in a lengthy power outage. Keep a Supply...

What is Guaranteed Replacement Cost?

Replacement Cost vs. Market Value: What's the Difference? When you purchase a home and start thinking about protecting your investment, this is often the first question. The answer is often: More than you just paid for it, Buckel says. See also: How Much Does Homeowners Insurance Cost? “People naturally gravitate to how much they paid for the house, but we’re not insuring it to buy it...

7 New Year’s Resolutions for Business Owners

Walk 10,000 steps each day. Read a new book each month. Learn how to play the flugelhorn. The sky’s the limit when creating your list of New Year's resolutions. But while you ponder the merits of your next personal goal, there’s another area of your life that could benefit from a little introspection at the year’s end: your business. As a small business owner, you...

Business Owners: 4 Trends to Watch in 2022

Each new year brings its own unique set of opportunities and challenges for small business owners. And 2022 is no exception. From shifting consumer shopping habits and government regulations to emerging technologies and the continued effects of the pandemic, it’s enough to make any small business owner take a moment to seriously consider what’s coming their way in the next 12 months ‒ and how...